Motorcycle Insurance Made Easy

Motorcycle insurance is a must, but what kind? What company? Liability, collision, or comprehensive?

Liability Insurance is the only coverage required by law in most states, but this level of insurance coverage may not be enough. Liability coverage only pays other people for damage you do to them, to their vehicles, or other property. Smart bikers will want to have more than just liability coverage on their motorcycle insurance.

Collision Coverage is the next level of insurance coverage. Within coverage limits, it pays for repairs to your ride and whatever you hit. Riders who have collision coverage will want to ensure that the coverage limits are high enough. Within collision coverage are more specific sections such as property, medical, etc.

Comprehensive coverage pays for situations that are not covered under liability or collision. Motorcycle theft is covered under comprehensive, as are storm damage and vandalism.

Find out more about Motorcycle Insurance Policies in Texas

Bikers Need Adequate Insurance Coverage

Riders should be sure that they have plenty of medical coverage, especially for themselves and passengers on their bikes. When a two-wheeler takes on a four-wheeler, it’s no contest. Collisions involving a motorcycle and an automobile usually result in severe injuries for the cyclist. The driver of the car often walks away uninjured, muttering, “I didn’t see any motorcycle.” Medical expenses add up fast for a biker who has been in a serious collision, and adequate medical coverage is important.

Bikers should have plenty of motorcycle insurance coverage to be sure all of their expenses will be paid. Some underinsured riders may be denied access to the best care, or they may find out that the insurance company will not pay for the care that they received. Adequate motorcycle insurance will ensure that a rider is protected financially in the event of an accident.

Contact an Agent and/or call us if you have any insurance questions or would like to set up an appointment.

Click here to get more Motorcycle Insurance Tips

Insurance Texans Trust