Mobile Home Insurance

Whether you own a mobile home or manufactured home, Costlow Insurance in Dallas/Fort Worth, TX, can help protect your home, adjacent structures, and personal property.

Mobile and manufactured homes are essentially the same things. A manufactured home is just how the government identifies these homes if they were built after June 15, 1976. So a mobile home policy should be appropriate regardless of which name you use.

A mobile home insurance policy will protect your mobile home and its adjacent structures (I.E. a shed or an attached garage), from all forms of loss unless they are specifically excluded in the mobile home insurance policy.

Mobile Home Insurance Coverage

Coverage is provided for a wide range of perils, including but not limited to:

• Fire
• Windstorm Damage
• Damage from Falling Objects
• Lightning
• Explosions
• & More.

In most cases, a regular mobile home policy will not cover your mobile home in transit.

Your mobile home insurance policy also includes protection against a wide range of perils for your personal property, whether it is inside the mobile home or in an adjacent structure such as a shed. Personal property coverage also applies while your property is away from your home, but with a lower maximum limit and a smaller range of perils insured against.

In the Event of an Accident

Accidents can happen, and if you unintentionally cause bodily injury or property damage to someone who doesn’t live in your home you could be faced with large out of pocket expenses due to court costs or damages. Your policy can pay for the medical expenses of someone who does not live in your home in addition to the damages or defense costs due to a covered accidental circumstance.

Have questions about insuring your mobile home? Contact us today!

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