Expert Advice From People You Trust

The Costlow Insurance Group is a first-rate insurance agency serving clients across the Dallas/Fort Worth Area since its inception in 1981. Our agency has grown from a single owner proprietorship into a full service independent insurance agency offering some of the best insurance values in Texas today.

Our Philosophy

Our philosophy is simple: to support you, our customer, with the best possible customer service our team of licensed insurance agents can provide.

We represent great insurance values in Texas that are rated “A” or better by A.M. Best. We always look for your greatest value. Let us provide you with a no-nonsense insurance comparison. Our team of Licensed Insurance Agents are trained to recognize your best possible value.

What Sets Us Apart

• We have been in business since 1981: with 7 full time Agents
• We Service: Individuals, Real Estate Professionals, Mortgage Companies, Home Builders, and Business Customers
• We Provide: Homeowners Insurance, Renter’s Insurance, Auto Insurance, Boat Insurance, Motorcycle Insurance, ATV Insurance, Liability Insurance, Life Insurance, and/or Business Insurance

Insurance Companies We Represent:

• Germania Insurance
• Safeco Insurance
• Progressive Insurance
• The Hartford Financial Services Group
• Sentry/Dairyland Insurance
• Foremost Insurance Group
• Mercury Insurance Group
• Allstate Insurance
• American International Group Inc.
• Chubb Insurance

THE COSTLOW INSURANCE GROUP

(FROM LEFT TO RIGHT)

Chuck Allums, Chris Black, Lance Lankford, Juli Howk, Alan Orshalick, Debbie Simonek,
Herschel Costlow, Janice Orshalick (Marketing only), Mickey Shaw, Jack Thompson (Posthumously)

Meet the Costlow Insurance Team

Mickey Shaw – Agent

After successful careers in Grocery Operations and IT Management through 2002, I joined Costlow Insurance. I successfully transitioned the knowledge and skills learned from the computer industry. It has helped me streamline operations and promote excellent customer service. Now as an Owner / Director I strive each day to provide the best customer value Costlow Insurance can produce. I currently hold Licenses for Property & Casualty and Life & Health

Alan Orshalick – Agent
After having owned and operated several businesses since 1972, and having had a successful career in corporate America, I joined Costlow Insurance in 2004 as a licensed insurance agent. I immediately put my extensive marketing, sales management and business acumen to work providing clients with reliable unbiased insurance advice. As an Owner/Director of Costlow Insurance, I’ve always found it’s my ethical duty to use my Property & Casualty License to furnish others with their best insurance values.

Chuck Allums – Agent
After years in the corporate world, I decided to get back to the basics of value and service to my clients. The personal relationship and trust that is built between my clients and me is very fulfilling and makes them mean more to our business than just being a number. Since 2004, and now as an Owner/Director of Costlow Insurance, I use my Property & Casualty and Life & Health Insurance Licenses to build long-term relationships. It’s important to me that our customers receive the value they deserve.

Debbie Simonek – Agent
I have been with Costlow Insurance since 2006 as a Licensed Property & Casualty Agent and Customer Service Representative. My primary concerns are to assist customers and help the office run smoothly every day. I utilize my past experiences as an Owner/Operator of 2 successful businesses, and as a member of a financial team in Pennsylvania Government to bring my customer service expertise to Texas families and provide superior customer relations.

Lance Lankford – Agent
The insurance industry has become part of my life. I spent 15 years as an All Lines Adjuster, and to this day still hold that Insurance License. When you learn the insurance business from the ground up solving claims and helping people in the field, you gain a personal understanding of what is important. With my tremendous knowledge of problem solving, I joined Costlow Insurance as an agent in 2007. My Property & Casualty License lets me help others to the best of my ability.

Chris Black – Agent
Managing and marketing for a Children’s Book Wholesaler for 10 years in the corporate world provided me with valuable insight about how we as parents interface with our children. Patience and attention to detail became my hallmark qualities. I wanted to do more to help people directly, so in 2003 I became licensed in insurance with my Property & Casualty and Life & Health Licenses. After working with Allstate as an agent until 2006, I joined Costlow Insurance to become a multi-line independent insurance agent.

Juli Howk – Agent
I had worked in the insurance industry for more than 10 years before joining Costlow Insurance. I have worked with standard and non-standard insurance carriers as a Licensed Property & Casualty Agent and Customer Service Representative. I joined Costlow Insurance in 2009 and look forward to many more years with this great independent insurance agency. I also really enjoy assisting all of our customers with their insurance needs.

Herschel Costlow – Founder & Agent (Part-time)
I became an insurance agent in 1962. I started writing property and casualty insurance in 1972. As a Licensed Property & Casualty Agent in the Dallas, Texas area, I organized Germania Local Chapter # 352 in 1981, and founded Costlow Insurance that same year. Over time I’ve gained the trust of many of our thousands of customers and finally relinquished ownership of my agency in 2002. I remain an active part of Costlow Insurance today.

Janice Orshalick – Marketing
My previous work history as a Loan Originator/Officer in the Mortgage Industry for over 10 years gives me a unique insight into the purchase of a home. That experience allows me to inform other mortgage originators in Texas of the great value and service Costlow Insurance offers through its many insurance carriers. As I speak to prospects and clients alike, it comforts me to know that everyone at Costlow Insurance is a licensed insurance agent. Immediate service, and great value is our goal.

Contact Us Today for Insurance Texans Trust

Feel free to reach out to any of our team over on the Contact page!